I’m often asked by Ventura County home buyers what is the difference between loan pre-qualification and a loan pre-approval. The two terms tend to confuse some home buyers, however the difference can mean a lot when it comes to purchasing a home. Loan Pre-Qualification: Most loan officers are able to pre-qualify a home buyer over…
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Ventura County Real Estate Information
Monthly Archives: May 2009
Remodeling Mistakes For Ventura County Homeowners To Avoid
As a Realtor I have the opportunity to preview many homes for sale in Ventura County. Also, as a Realtor I see many homes where the home sellers’ remodeling actually lessens the value of their home. Below is a 2 minute video from the show “This Old House” which may help many of you Ventura…
FHA Loans For Ventura County Home Buyers
In Ventura County’s current real estate market FHA home loans are becoming a popular means of obtaining a mortgage loan for home buyers. For many years the intricacy and difficulty associated with FHA loans made many lenders and home sellers frown at home buyers who could only obtain an FHA loan. What Is an FHA…
$8000 For Ventura County First Time Home Buyer’s Down Payment
Ventura County first time home buyers can now use the Federal Government’s $8000 tax credit towards their down Payment. On Tuesday, May 12, 2009, the Department of Housing and Urban Development secretary, Shaun Donovan, announced that the Federal Housing Administration (FHA) will permit its lenders to let first time home buyers use the $8000 federal…
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2909 Ocean Drive, Oxnard CA 93035
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